Private business banks are putting forth banking offices at home by setting up present day data innovation. Serving clients from one end of the nation to the opposite end. State-possessed business banks are putting the PCs in every one of the branches and saying they complete the obligation of computerization. It is being said by the legislature that, to make state-claimed banks aggressively, the utilization of innovation, however present day innovation must be guaranteed. Something else, the administrations can not be come to individuals even in the wake of having the essential assets.
As indicated by one certainty, the utilization of data innovation in the business banks of state-claimed business banks until December 2016 is a grave circumstance. In this, the quantity of computerization branches in the quantity of 100 parts of Agricultural Bank of the bank is somewhat over 100. There is outstanding advancement in computerization of 400 parts of Rajshahi Krishi Unnayan Bank. Wherever the administration has begun the advanced procedure in all regions, there are value-based and credit programs in these two state-possessed banks, which are still in simple mode. Then again, six thousand state-possessed banks - Sonali, Janata, Agrani, Rupali, Basic and BDBL - totaled 3,696 parts of mechanization and 2,426 branches. That implies 1,170 branches are still out of computerization. Be that as it may, until December 2015, this rate has expanded marginally.
On account of current banking, private business banks are the best most. These business banks are accountable for various sorts of cards, portable banking and specialist banking. Some business banks, including private Dutch-Bangla Bank, have achieved banking administrations in the doorsteps of the general population through ATM stalls in the capital. They are utilizing a bank's corner to serve another bank. This administration has come to up to the upazilas from the divisional town. Specialists of the work escalated industry are likewise utilizing these ATM stalls to get pay rates. The PCs have not had the capacity to add business banks to numerous branches. The kind of administration with the clients is much similar to the Lord-worker relationship. There is a ton of work to be done in view of not having a pay identified with client administration.
Division's money related undertakings secretary Asadul Islam stated, the staff of the bank should be prepared. Here is as yet going on in simple mode. The arrangement should be tended to in different regions, including Core Banking. There are questions about what they mean by present day banking. To advance the bank's staff in current banking, at that point preparing abroad will be required. He stated, exploit the utilization of prop innovation. Innovation began to set up, the new form of the innovation came to begin the work - that would not be so. Notwithstanding guaranteeing the utilization of innovation, digital security must be reinforced. The Secretary said this at two separate business gatherings of Agrani and Janata Bank.
Previous Bangladesh Bank representative Saleh Ahmed told the open paper that the primary explanation for the utilization of innovation in state-claimed business banks is bureaucratic multifaceted nature. At the point when a state-claimed business bank sends a solicitation for robotization, the service is superfluously postponed. The concerned bank additionally lost enthusiasm for time. The official leading body of state-possessed business banks does not have sufficient energy to give more significance to the lesser time. Or then again comprehend that the term terminates. Accordingly, it is 'sponsored dated' regardless of whether the innovation is introduced. Therefore, the state-claimed bank is denied of the advantages of innovation. As indicated by the previous senator, if the innovation was utilized legitimately, the defaulting credit would have gone down.
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